Keep your family's future
secure, whatever happens.
Life, disability, severe illness and income protection that pays out when your family needs it most, structured around your income, your debts and the people who depend on you.
Life, Disability & Severe Illness
A lump sum paid to your beneficiaries if you pass away, or to you if you become permanently disabled or are diagnosed with a serious illness such as cancer, a heart attack or a stroke.
Who it’s for
Anyone with dependants, a bond, business partners or debts they wouldn’t want to leave behind.
What you can be covered for
- Life cover paid as a lump sum to your beneficiaries
- Lump-sum disability cover if you can no longer work
- Severe illness cover for cancer, heart attack, stroke and more
- Cover that can increase with inflation
- Level or age-rated premium options
- Funeral cover add-on for immediate expenses
Income Protection
A monthly income if illness or injury stops you from working, temporarily or permanently, so your bond, bills and lifestyle stay covered.
Who it’s for
Salaried employees, the self-employed and professionals whose income is their biggest asset.
What you can be covered for
- Monthly benefit linked to your earnings
- Temporary and permanent disability cover
- Choice of waiting periods to manage your premium
- Benefits that increase with inflation
- Cover based on your own occupation
- Pays out until you recover or reach retirement age
Education Protection
Makes sure your children’s school and university fees are paid, even if you’re no longer around or able to earn.
Who it’s for
Parents and guardians planning for school fees, tertiary study or both.
What you can be covered for
- Pays education costs directly or as a lump sum
- Cover for school, university and college fees
- Linked to education inflation, which often outpaces CPI
- Cover per child, as your family grows
- Triggered by the death or disability of a parent
- Can be combined with an education savings plan
Estate Protection
Provides cash to settle estate duty, executor’s fees, debts and capital gains tax, so your family doesn’t have to sell assets to wind up your estate.
Who it’s for
Property owners, business owners and anyone whose estate is mostly tied up in assets rather than cash.
What you can be covered for
- Cash for estate duty and executor's fees
- Covers capital gains tax triggered on death
- Settles outstanding debts quickly
- Protects property and business assets from forced sale
- Works alongside your will and estate plan
- Reviewed as your estate grows
Covered in 3 simple steps
No jargon, no pressure, and no cost to get advice.
Tell us what you need
Answer a few quick questions online or on WhatsApp. It takes about two minutes.
Compare your options
Your adviser compares leading providers and explains the differences in plain language.
Get covered & supported
Choose the option that fits. We handle the paperwork, and we’re there when you claim.
Common questions
How much life cover do I need?
Is my employer's group cover enough?
Will I need a medical exam?
What happens if I miss a premium?
Explore other products
Ready to get covered?
Tell us what you need and an adviser will come back to you with options from leading providers, usually within one working day.