Healthcare cover
that fits your life & budget.
Medical aid, hospital plans, gap cover and employee health benefits, compared across schemes so you only pay for the cover you’ll actually use.
Medical Aid
Comprehensive cover for hospital stays, chronic medication and day-to-day medical expenses through a registered medical scheme.
Who it’s for
Individuals and families who want cover for both in-hospital and everyday healthcare.
What you can be covered for
- In-hospital cover at private facilities
- Chronic medication benefits
- Day-to-day GP, dental and optometry cover
- Prescribed Minimum Benefits (PMBs), by law
- Maternity and child benefits
- Access to wellness programmes
Hospital Plans
Affordable cover for hospital admissions and major medical events, without paying for day-to-day benefits you may not need.
Who it’s for
Young, healthy individuals and budget-conscious families who pay for GP visits themselves.
What you can be covered for
- Private hospital admission cover
- Emergency and trauma treatment
- Surgery and specialist fees in hospital
- Prescribed Minimum Benefits (PMBs)
- Lower monthly contributions
- Optional savings for day-to-day expenses
Medical Insurance & Gap Cover
Gap cover pays the shortfall between what specialists charge and what your medical aid pays. Primary health insurance covers everyday care at an affordable price.
Who it’s for
Medical aid members who want protection against shortfalls, and people who need affordable primary healthcare.
What you can be covered for
- Gap cover for specialist and in-hospital shortfalls
- Co-payment and deductible cover
- Primary care: GP visits, basic dentistry and medication
- Accident and emergency benefits
- Cancer shortfall cover
- Low monthly premiums
Employee Benefits
Group medical aid, group life, disability and retirement funds that help you attract, keep and look after your people.
Who it’s for
Employers of every size, from start-ups with five staff to established companies.
What you can be covered for
- Group medical aid and gap cover
- Group life and disability cover
- Company pension and provident funds
- Funeral cover for staff and their families
- Employee wellness and financial education
- Ongoing scheme administration support
Covered in 3 simple steps
No jargon, no pressure, and no cost to get advice.
Tell us what you need
Answer a few quick questions online or on WhatsApp. It takes about two minutes.
Compare your options
Your adviser compares leading providers and explains the differences in plain language.
Get covered & supported
Choose the option that fits. We handle the paperwork, and we’re there when you claim.
Common questions
Medical aid or hospital plan: what's the difference?
Are there waiting periods?
What is a late-joiner penalty?
Can I change my medical aid plan?
Explore other products
Ready to get covered?
Tell us what you need and an adviser will come back to you with options from leading providers, usually within one working day.