Insurance & investments,
just simpler.
Qina Advisory helps South African families and businesses find the right cover and grow their money. We compare leading providers for you, explain everything in plain language, and stay by your side when it matters.
Providers compared
One conversation, many options
Fast, free quotes
No cost for advice
A real adviser
Including help at claim time
Leading providers we compare
Why do you need cover & a plan?
Life doesn’t send a warning. A car accident, a break-in, a hospital stay, a serious illness or the loss of an income can undo years of hard work in a single month, for families and businesses alike.
At the same time, the money you save today needs to outpace inflation, fund your children’s education and carry you through a comfortable retirement. That takes more than a savings account.
Qina Advisory brings it all together: the right insurance to protect what you have, and the right investments to grow it, chosen with an adviser who understands your situation.
Get covered in 3 simple steps
Tell us what you need, compare options from leading providers, and choose the cover or investment that fits you. Advice is free.
Tell us what you need
Answer a few quick questions online or on WhatsApp. It takes about two minutes.
Compare your options
Your adviser compares leading providers and explains the differences in plain language.
Get covered & supported
Choose the option that fits. We handle the paperwork, and we’re there when you claim.
As featured in
Cover built for your life
Whether you’re protecting your car, your family, your health or your future, there’s a solution for every stage of life. Pick a category to explore.
Car, Home & Contents
Cover for your vehicles, the structure of your home and everything inside it, combined in one policy with one monthly premium.
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Travel Insurance
Emergency medical cover, trip cancellation and lost-luggage protection for local and international trips, including the cover many visas require.
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Commercial Insurance
Business cover tailored to how your business actually operates, from a home-based practice to a multi-site operation with a vehicle fleet.
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Life, Disability & Severe Illness
A lump sum paid to your beneficiaries if you pass away, or to you if you become permanently disabled or are diagnosed with a serious illness such as cancer, a heart attack or a stroke.
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Income Protection
A monthly income if illness or injury stops you from working, temporarily or permanently, so your bond, bills and lifestyle stay covered.
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Education Protection
Makes sure your children’s school and university fees are paid, even if you’re no longer around or able to earn.
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Estate Protection
Provides cash to settle estate duty, executor’s fees, debts and capital gains tax, so your family doesn’t have to sell assets to wind up your estate.
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Short-Term Investments
Low-risk, easy-access options for money you’ll need within about three years: an emergency fund, a deposit, or a planned purchase.
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Long-Term Investments
Diversified unit trust and endowment portfolios built to beat inflation over five years or more.
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Retirement Planning
Retirement annuities, preservation funds and living annuities, structured to use your tax benefits and turn your savings into a reliable income.
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Tax-Free Savings
Invest up to the annual SARS limit and pay no tax on interest, dividends or capital gains inside the account.
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Offshore Investments
Diversify beyond the rand with global funds, invested from South Africa or moved offshore using your foreign investment allowances.
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Guaranteed Growth Plans
Know exactly what you’ll get back. Fixed-term plans with a guaranteed return and your capital protected.
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Medical Aid
Comprehensive cover for hospital stays, chronic medication and day-to-day medical expenses through a registered medical scheme.
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Hospital Plans
Affordable cover for hospital admissions and major medical events, without paying for day-to-day benefits you may not need.
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Medical Insurance & Gap Cover
Gap cover pays the shortfall between what specialists charge and what your medical aid pays. Primary health insurance covers everyday care at an affordable price.
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Employee Benefits
Group medical aid, group life, disability and retirement funds that help you attract, keep and look after your people.
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Financial Planning
A free needs analysis and a written plan covering protection, savings and retirement.
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Calculators
Work out how much life cover you need, or what your savings could grow to.
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Tutorials
Short, jargon-free guides to how insurance, medical aid and investing actually work.
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Why South Africans choose Qina Advisory
With Qina, you get honest advice, a wider choice of providers, and a long-term partner who’s there long after the policy is signed.
Get a free quote or a call back
Tell us what you’re looking for and an adviser will contact you, usually within one working day.
- Your information is protected under POPIA
- Advice from qualified, accredited advisers
- A response within one working day